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    • Home
    • CRADLE 2 GRAVE PROCESS
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    • WHAT I OFFER
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  • CRADLE 2 GRAVE PROCESS
  • DEFINE (RWI) REP/WARRANTY
  • WHAT I OFFER

Right 2 Know

Right 2 KnowRight 2 KnowRight 2 Know

RIGHT TO KNOW Empoylers & Employees

RIGHT TO KNOW Empoylers & EmployeesRIGHT TO KNOW Empoylers & Employees

About Right 2 Know

Who "I am" PRIVATE UNDERWRITER

Customer Experience as a Human System — Cradle to Grave

My Corporate Doula model was built on a simple recognition: every organizational transition — a payment dispute, a chargeback, an estate handoff, a leadership change — is a human experience first and an operational problem second. I call this the Cradle to Grave approach. From the first point of contact to the final resolution, every touchpoint in a client's journey carries emotional weight. Someone has to hold that weight with skill and without flinching. That is what I do, and it is what I train others to do.

I have spent forty years managing exactly the high-touch, sensitive, escalated conversations this role requires: payment defaults, refund negotiations, and the moments where a single response either protects the client relationship or ends it. As a sales trainer, I built a three-person role-play system using cameras and structured observation — salesperson, consumer, and trained witness — because people cannot correct what they cannot see. That same instinct drives how I build customer support infrastructure: observe the real interaction, document what is actually happening, and design systems that reflect practice — not theory.

What I offer PRIVATE UNDERWRITER

Cherryblossom Jersey Style

First DispatchForty years ago in Queens Village, I learned that the most powerful thing a person can do inside a company isn't close a deal. It's breathe — and think. Everything else follows.

Most executives can name their insurance carrier. Very few can answer the deeper question: Who is actually underwriting your corporate culture? Who has looked at the full risk — the human risk — inside your organization and said, "I'll stand behind this"? That's the work I do. I am your private underwriter. Not for your property. For your people.

My name is Jack Moskowitz — some of you know me as Larry. I've spent four decades inside New York's most complex business ecosystems: automotive guilds, Zurich Insurance, estate planning at Guardian Life, 9/11 advisory response, and the Family Office legacy world. I hold Authority to Bind through Zurich, and I operate through Smitty McJangers, the underwriting partnership I've led since 2015. But credentials only explain what I do. They don't explain why.

In 1985, Queens Village, New York was my training ground. The lessons I absorbed there — about loyalty, transition, pressure, and the unspoken rules of family enterprise — turned out to be the same lessons counterterrorism professionals learn. You read the room before you enter it. You know who's actually in charge before you say a word. You understand that the greatest threat to any organization is not external. It's the silence inside the building.

I have sat across the table from billionaires. I have worked with some of New York City's largest privately held companies — businesses running $10 million to $250 million in revenue — and with family offices navigating the most intimate and consequential transitions imaginable: succession, sale, legacy, loss. What I have learned, over and over, is this: the risk that kills companies is not market risk. It is cultural risk. It is the risk of people who stopped talking to each other.

"The easiest thing to do — and the thing almost no one does — is breathe in, think out. Start there. Everything else builds."

I call myself a Corporate Doula. A doula doesn't deliver the baby — she guides the parent through the most intense transition of their life. That's what I do for organizations. I guide privately held companies through their hardest moments: ownership change, cultural collapse, generational handoff, the invisible grief that follows a merger or acquisition. My framework is called Cradle to Grave — named after the 1984 EPA cleanup regulations I worked alongside early in my career — because every business has a lifecycle, and every stage of that lifecycle carries risk that most advisors simply don't see.

My philosophy is three words: Hope + Happiness = Healing. I earned my Happiness Certification in Portugal through the Happiness Business School. I integrate breathwork, the BITO concept, and practices drawn from yoga and neuroscience into everything I do. This is not soft. This is strategy. The most successful transitions I've been part of began with someone in the room deciding to stop performing and start being present.

The Tools 3-2-1 Method

  1. 3 — Identify the Three Silences. Every organization has three conversations that aren't happening. Find them. The risk lives there.
  2. 2 — Two Stakeholders, One Truth. In any transition, surface the two people who hold the unofficial power. Align their reality before you build anything else.
  3. 1 — One Breath, One Decision. Before every critical meeting, every term sheet, every succession conversation — breathe in, think out. One conscious moment changes the entire arc of what follows.

I am now training people around the world to become Corporate Doulas themselves — to carry this methodology into the companies and family offices where they operate. The Platinum Rule framework, developed with Dr. Rhoda Donat'-Flowers, is the foundation. The Allie Pond Alliance, launching this spring, is the campaign. And this newsletter — TheRightToKnow.org — is where I'm going to show you exactly how it works, deal by deal, transition by transition, breath by breath.

If not me, then who?

Jack "Larry" MoskowitzCorporate Doula  ·  Enterprise Risk  ·  Chief Happiness Officer
Projects398 Inc.  ·  Smitty McJangers  ·  TheRightToKnow.orgConnect on LinkedIn →TheRightToKnow.org  ·  The Newsletter of Jack "Larry" Moskowitz  ·  Issue 001, March 2026
Trauma Etiquette  ·  Workplace Communication  ·  Enterprise Risk  ·  Corporate Wellness

My experience

 2000-2004 TAX LOBBY AGAINEST INSURANCE INDUSTRY

2005-2010 JOINED & TRAINED ZURICH

2010-NON-QUAL & ENTERPRISE RISK

My Blog


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